Add Value To Your Retirement Savings
Variable rate from 7.14% (CPR 7.49%)*
Interest Only or Principal & Interest
Residential or
Commerical
Purchase an investment property with your SMSF
Unlock the full potential of your self managed super fund by purchasing a residential or commercial investment property using your SMSF. Our SMSF Loan is packed with features like large loan sizes, interest only repayments and a non-transactional sub account. Take advantage of a competitive SMSF Loan today!
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Product Features
Borrow up to $1.5M for a residential loan or $2M for a commercial loan (subject to credit assessment and loan affordability).
Take advantage of a 30 year loan term with all of our SMSF Loan‘s.
Offering you a competitive variable rate ensures that you get the maximum benefit from your investment purchase. We also offer interest only terms up to 5 years or principal and interest repayment options.
Purchase up to 80% of your residential investment property value or up to 75% of your commercial investment property value.
What are the Benefits of a SMSF Loan?
Take advantage of any income tax & capital gains benefits applicable to you by purchasing an investment property through a SMSF Loan.
By diversifying your assets you can strengthen your Superannuation portfolio and thus generate less risk as well.
If you already own property in your Self Managed Super Fund, we also offer competitive refinance options allowing you to achieve your financial goals faster and boost your retirement savings.
Does your situation fit to
get a SMSF Loan?
Determining if a SMSF Loan is appropriate for you will depend on your unique financial situation and objectives. When making this decision, several factors should be taken into account.
Property Investor
Purchasing an investment property through your SMSF could provide potential tax benefits down the track and add value to your retirement savings.
Cash Flow
Refinancing your SMSF to a better rate could lead to better cash flow within your super fund.
Repayment Period
By opting for a SMSF loan, you may be able to extend your repayment period and reduce your monthly payments if you are currently facing high monthly payments with a short-term loan.
Value of Assets
If your SMSF holds substantial assets that can serve as collateral for the loan, a SMSF loan may provide access to more funds and potentially lower interest rates.
Tax Considerations
If you aim to decrease your tax liabilities and increase your fund’s returns, an SMSF Loan could provide specific strategies to help you attain these objectives.
Ensure you seek the advice from your financial advisor or accountant if you require specific information on how a SMSF Loan will meet your financial goals.
© Collective Lending Pty Ltd | ABN 28 121 669 618
Australian Credit Licence 386 142
*Comparison rate is based on a loan of $150,000 principal over a 25 year term. WARNING: The Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Standard credit approval criteria, fees, terms and conditions apply.